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Refinancing

With mortgage rates at historic lows, refinancing may make sense for many homeowners. We offer very competitive rates and an easy application process through our lending affiliate, Homeward Residential, Inc. (Homeward). Ocwen customers who refinanced with Homeward saved, on average:

  • $293 per month on their mortgage payment*
  • $84,726 on interest costs over the life of the loan*

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Homeward Makes It Easy

When our customers choose to refinance, they can count on Homeward to provide:

  • Competitive rates including a Price Match Guarantee**
  • Personalized care from experienced loan officers (4.5 star customer satisfaction rating)
  • A fast and easy application process

Benefits Of Refinancing

  • Lower your mortgage payment
  • Save money with a lower interest rate or term
  • Take out home equity
  • Gain interest rate security

Reverse Mortgages for Older Americans

For homeowners at least 62 years old with significant equity in their homes, a reverse mortgage may be a smart alternative to refinancing. Get the facts about reverse mortgages from our lending affiliate, Liberty Home Equity Solutions, Inc. (Liberty), one of the largest reverse mortgage lenders in America (A+ rated by the BBB).

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Footnotes
  • * Based on an internal report of customers who refinanced in order to reduce their monthly payment between July 2013 and April 2018. Refinancing your monthly payment can lengthen the time needed to pay back your loan and can result in a greater interest accrual over the life of your loan. Reducing the term of your loan can result in greater monthly payments.

  • ** Details of Price Match Guarantee

    Homeward Residential, Inc. (Homeward) is committed to providing fair and competitive rates and terms for our customers. When you apply for a mortgage loan with Homeward, we promise that our program offering will be competitive with other mortgage product offerings in the marketplace. In order to be eligible for this offer, you must contact Homeward Residential and apply for a mortgage. You must also present a valid Loan Estimate (LE) and Rate Lock Agreement showing your current offer that is dated within two days of your Homeward Residential application date. Homeward Residential will match valid competing interest rates, loan origination costs, loan discount fees, underwriting fees, processing fees, buy down fees, and lender document preparation service fees for the same loan product type and term. Homeward Residential will not match third-party fees. We reserve the right to verify the validity of your LE, Rate Lock Agreement, and any information contained in the competing lender’s disclosures. If we validate your competing offer and Homeward Residential is unable to match your offer, we will send you a $100 VISA® gift card as an expression of our appreciation for your time. This offer is not available to consumers who have already locked their interest rate with Homeward Residential. This offer is limited to first lien mortgage loan products.

  • Program Terms/Conditions (“Official Rules”)

    A. NO PURCHASE NECESSARY. No purchase of a product or service from Homeward is required in order to be eligible. We reserve the right, in our sole discretion, to modify or discontinue this program or to restrict its availability to any person, at any time, for any or no reason, and without prior notice or liability to you. May not be combined with other offers. Additional terms and conditions may apply. Void where prohibited. Subject to all federal, state, and local laws.


    B. ELIGIBILITY. You must be a legal resident of the 50 United States or the District of Columbia and otherwise meet the qualification requirements for a mortgage product. Employees and immediate family members (parents, siblings, children and spouse) of employees of Homeward or its affiliates are not eligible.

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