A leader in the commercial mortgage industry managing performing and non-performing loans to maximize the value of our clients’ real estate investments since 1993.
PHH takes a disciplined approach to the management and resolution of performing, sub-performing and non-performing loans and real estate. We evaluate all viable resolution strategies to determine the most effective strategy for generating the highest net present value for the owner.
PHH's Dual Track Process ensures the proper resolution for maximum proceeds. A business plan is developed for each loan and real estate asset. The plan evaluates and assesses the exposure risk, establishes the strategy and estimates the anticipated cash flow and timeline for resolution. We continue to attempt a workout resolution throughout the foreclosure process while ensuring issues raised during the foreclosure are resolved to avoid lengthy delays.
We approach servicing your loan investments with the same level of diligence, and expertise as we manage our own. PHH Mortgage manages loans nationwide covering a property mix of Industrial, Retail, Mixed Use, Office, Multifamily, Warehouse, Residential Transition Loans and Bridge Loan assets. A seasoned, tenured staff, state-of-the-art technology, broad experience, and proven best practices make PHH a servicer of choice in all aspects of small balance commercial portfolio management.
We employ the following when managing a small balance portfolio: